@font-face{font-family:"Baloo 2";font-style:normal;font-display:swap;font-weight:600;src:url(/assets/baloo-2-latin-600-normal-tIfxVoAe.woff2)format("woff2"),url(/assets/baloo-2-latin-600-normal-B4tNaogw.woff)format("woff")}@font-face{font-family:"Baloo 2";font-style:normal;font-display:swap;font-weight:700;src:url(/assets/baloo-2-latin-700-normal-CqTg7A15.woff2)format("woff2"),url(/assets/baloo-2-latin-700-normal-Ld3Zm3l2.woff)format("woff")}@font-face{font-family:"Baloo 2";font-style:normal;font-display:swap;font-weight:800;src:url(/assets/baloo-2-latin-800-normal-BbF3Etk1.woff2)format("woff2"),url(/assets/baloo-2-latin-800-normal-B8BXfZF7.woff)format("woff")}@font-face{font-family:IBM Plex Sans;font-style:normal;font-display:swap;font-weight:400;src:url(/assets/ibm-plex-sans-latin-400-normal-CDDApCn2.woff2)format("woff2"),url(/assets/ibm-plex-sans-latin-400-normal-CYLoc0-x.woff)format("woff")}@font-face{font-family:IBM Plex Sans;font-style:normal;font-display:swap;font-weight:500;src:url(/assets/ibm-plex-sans-latin-500-normal-6ng42L7E.woff2)format("woff2"),url(/assets/ibm-plex-sans-latin-500-normal-BgVn5rGT.woff)format("woff")}@font-face{font-family:IBM Plex Sans;font-style:normal;font-display:swap;font-weight:600;src:url(/assets/ibm-plex-sans-latin-600-normal-CuJfVYMP.woff2)format("woff2"),url(/assets/ibm-plex-sans-latin-600-normal-Cu4Hd6ag.woff)format("woff")}@font-face{font-family:IBM Plex Sans;font-style:normal;font-display:swap;font-weight:700;src:url(/assets/ibm-plex-sans-latin-700-normal-Bxkt5Cjx.woff2)format("woff2"),url(/assets/ibm-plex-sans-latin-700-normal-Bth3BMcD.woff)format("woff")}@font-face{font-family:Quicksand;font-style:normal;font-display:swap;font-weight:600;src:url(/assets/quicksand-latin-600-normal-DTBPeRoM.woff2)format("woff2"),url(/assets/quicksand-latin-600-normal-CkxN0sDw.woff)format("woff")}@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial;--tw-border-style:solid;--tw-shadow:0 0 #0000;--tw-shadow-color:initial;--tw-shadow-alpha:100%;--tw-inset-shadow:0 0 #0000;--tw-inset-shadow-color:initial;--tw-inset-shadow-alpha:100%;--tw-ring-color:initial;--tw-ring-shadow:0 0 #0000;--tw-inset-ring-color:initial;--tw-inset-ring-shadow:0 0 #0000;--tw-ring-inset:initial;--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-offset-shadow:0 0 #0000;--tw-outline-style:solid;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--radius-sm:.25rem;--radius-md:.375rem;--radius-lg:.5rem;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.static{position:static}.block{display:block}.contents{display:contents}.flex{display:flex}.hidden{display:none}.inline{display:inline}.table{display:table}.grow{flex-grow:1}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.resize{resize:both}.rounded{border-radius:.25rem}.border{border-style:var(--tw-border-style);border-width:1px}.ring{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(1px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.outline{outline-style:var(--tw-outline-style);outline-width:1px}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}}:root{--color-bg:#fff;--color-surface:#fff;--color-card:#f5f6f8;--color-border:#e3e6ea;--color-body:#1f2933;--color-secondary:#5b6b7a;--color-ink:#12233f;--color-navy:#12233f;--color-navy-hover:#1a3155;--color-on-navy:#fff;--color-on-navy-muted:#ffffffbf;--color-on-navy-faint:#ffffff80;--color-on-navy-rail:#8b97a4;--color-on-navy-green:#4ba37c;--color-strong:#12233f;--color-strong-hover:#1a3155;--color-on-strong:#fff;--color-green:#2e7d5b;--color-amber:#e8a33d;--color-amber-hover:#d6922f;--color-on-amber:#12233f;--color-glow-blue:#3e7ca6;--color-error:#b3261e;--shadow-rgb:18 35 63;--header-glass:#ffffff94;--header-glass-edge:#ffffff80;--bead-idle:#9aa3ad;--bead-navy:#12233f;--glow-strength:1;--font-heading:"Baloo 2", "Fredoka", "Quicksand", "Comfortaa", sans-serif;--font-body:"IBM Plex Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--space-1:8px;--space-2:16px;--space-3:24px;--space-4:32px;--space-5:48px;--space-6:64px;--space-7:96px;--radius-sm:10px;--radius-md:16px;--radius-lg:28px;--container-max:1120px;--motion-fast:.15s;--motion-base:.25s;--motion-slow:.45s;--ease-standard:cubic-bezier(.22, .61, .36, 1);--ease-out-expo:cubic-bezier(.16, 1, .3, 1);--grain:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='3' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.6 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}:root[data-theme=dark]{--color-bg:#0b1422;--color-surface:#14223a;--color-card:#101c2f;--color-border:#243650;--color-body:#d3dce6;--color-secondary:#9daab9;--color-ink:#f1f5fa;--color-navy:#07101d;--color-navy-hover:#0e1a2d;--color-strong:#e8eef6;--color-strong-hover:#fff;--color-on-strong:#12233f;--color-error:#ff8a80;--shadow-rgb:0 0 0;--header-glass:#0b1422a8;--header-glass-edge:#ffffff0f;--bead-idle:#4a5a70;--bead-navy:#c9d4e2;--glow-strength:.55;--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark}@media (prefers-color-scheme:dark){:root:not([data-theme]){--color-bg:#0b1422;--color-surface:#14223a;--color-card:#101c2f;--color-border:#243650;--color-body:#d3dce6;--color-secondary:#9daab9;--color-ink:#f1f5fa;--color-navy:#07101d;--color-navy-hover:#0e1a2d;--color-strong:#e8eef6;--color-strong-hover:#fff;--color-on-strong:#12233f;--color-error:#ff8a80;--shadow-rgb:0 0 0;--header-glass:#0b1422a8;--header-glass-edge:#ffffff0f;--bead-idle:#4a5a70;--bead-navy:#c9d4e2;--glow-strength:.55;--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark}}::view-transition-old(root){mix-blend-mode:normal;animation:none}::view-transition-new(root){mix-blend-mode:normal;animation:none}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--color-bg);color:var(--color-body);font-family:var(--font-body);-webkit-font-smoothing:antialiased;margin:0;font-size:16px;line-height:1.6}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}h1,h2,h3,h4{font-family:var(--font-heading);color:var(--color-ink);margin:0 0 var(--space-2);font-weight:700;line-height:1.15}p{margin:0 0 var(--space-2);color:var(--color-body)}a{color:var(--color-ink)}img{max-width:100%;display:block}button{font-family:inherit}::selection{background:var(--color-amber);color:var(--color-on-amber)}html{scrollbar-width:thin;scrollbar-color:var(--color-ink) transparent}@supports (color:color-mix(in lab, red, red)){html{scrollbar-color:color-mix(in srgb, var(--color-ink) 30%, transparent) transparent}}html{-webkit-tap-highlight-color:transparent}input,select,textarea{caret-color:var(--color-green);accent-color:var(--color-green)}h1,h2,h3,legend{text-wrap:balance}p,li{text-wrap:pretty}a{text-underline-offset:.2em;text-decoration-thickness:.06em}p a,li a{text-decoration-line:underline}.fundamentals__index,.how-step__index{font-variant-numeric:tabular-nums}.visually-hidden{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link{background:var(--color-navy);color:var(--color-on-navy);padding:var(--space-1) var(--space-2);z-index:1000;border-radius:0 0 var(--radius-sm) 0;position:absolute;top:0;left:-9999px}.skip-link:focus{left:0}:focus-visible{outline:3px solid var(--color-amber);outline-offset:2px}.reveal-item{opacity:0;transition:opacity var(--motion-slow) var(--ease-standard), transform var(--motion-slow) var(--ease-standard);transform:translateY(10px)}.reveal-item--visible{opacity:1;transform:none}@media (prefers-reduced-motion:reduce){.reveal-item{opacity:1;transition:none;transform:none}}.btn{justify-content:center;align-items:center;gap:var(--space-1);min-height:48px;padding:0 var(--space-3);font-family:var(--font-body);cursor:pointer;touch-action:manipulation;transition:transform var(--motion-fast) var(--ease-standard), background-color var(--motion-fast) var(--ease-standard), box-shadow var(--motion-fast) var(--ease-standard);border:2px solid #0000;border-radius:999px;font-size:1rem;font-weight:700;text-decoration:none;display:inline-flex}.btn:active{transform:scale(.97)}.btn--amber{background:var(--color-amber);color:var(--color-on-amber)}.btn--amber:hover{background:var(--color-amber-hover);box-shadow:0 12px 24px -14px #ac640cbf}.btn--navy{background:var(--color-strong);color:var(--color-on-strong)}.btn--navy:hover{background:var(--color-strong-hover);box-shadow:0 12px 24px -14px rgb(var(--shadow-rgb) / .6)}.btn--ghost{border-color:var(--color-border);color:var(--color-secondary);background:0 0}.btn--ghost:hover{border-color:var(--color-secondary)}.btn--large{min-height:56px;padding:0 var(--space-4);font-size:1.05rem}.btn--small{min-height:44px;padding:0 var(--space-2);font-size:.9rem}.btn[disabled]{opacity:.5;cursor:not-allowed}.icon-button{border:1px solid var(--color-border);background:var(--color-surface);border-radius:999px;place-items:center;width:44px;height:44px;padding:0;display:inline-grid}@supports (color:color-mix(in lab, red, red)){.icon-button{background:color-mix(in srgb, var(--color-surface) 72%, transparent)}}.icon-button{color:var(--color-ink);cursor:pointer;touch-action:manipulation;transition:border-color var(--motion-fast) var(--ease-standard), background-color var(--motion-fast) var(--ease-standard)}.icon-button:hover{border-color:var(--color-secondary)}.icon-button>svg{grid-area:1/1}.theme-toggle svg{transition:transform .6s var(--ease-out-expo), opacity .3s var(--ease-standard)}.theme-toggle__moon{opacity:0;transform:rotate(-80deg)scale(.5)}:root[data-theme=dark] .theme-toggle__sun{opacity:0;transform:rotate(80deg)scale(.5)}:root[data-theme=dark] .theme-toggle__moon{opacity:1;transform:none}@media (prefers-color-scheme:dark){:root:not([data-theme]) .theme-toggle__sun{opacity:0;transform:rotate(80deg)scale(.5)}:root:not([data-theme]) .theme-toggle__moon{opacity:1;transform:none}}@media (prefers-reduced-motion:reduce){.theme-toggle svg{transition:opacity .15s linear;transform:none!important}}.site-header{z-index:50;-webkit-backdrop-filter:none;box-shadow:none;background:0 0;border-bottom:1px solid #0000;transition:background-color .35s,-webkit-backdrop-filter .35s,backdrop-filter .35s,border-color .35s,box-shadow .35s;position:sticky;top:0}.site-header--scrolled{background:var(--header-glass);-webkit-backdrop-filter:blur(22px)saturate(130%);border-bottom:1px solid var(--header-glass-edge);box-shadow:0 1px 0 rgb(var(--shadow-rgb) / .05), 0 12px 24px -18px rgb(var(--shadow-rgb) / .18)}.site-header--menu-open{background:var(--color-bg);border-bottom-color:var(--color-border)}.site-header__inner{max-width:var(--container-max);padding:var(--space-2) var(--space-3);justify-content:space-between;align-items:center;gap:var(--space-2);margin:0 auto;display:flex}.site-header__logo{color:var(--color-ink);display:block}.site-header__logo svg{width:auto;height:52px;display:block}.site-header__nav{align-items:center;gap:var(--space-2);display:flex}.site-header__links{align-items:center;gap:var(--space-3);margin-right:var(--space-1);display:none}.site-header__links a{color:var(--color-body);padding:10px 0;font-weight:600;text-decoration:none;position:relative}.site-header__links a:after{content:"";background:var(--color-amber);transform-origin:0;height:2px;transition:transform var(--motion-base) var(--ease-out-expo);position:absolute;bottom:6px;left:0;right:0;transform:scaleX(0)}.site-header__links a:hover:after,.site-header__links a:focus-visible:after,.site-header__links a[aria-current=page]:after{transform:scaleX(1)}.site-menu-button{display:inline-grid}@media (width>=900px){.site-header__links{display:flex}.site-menu-button{display:none}}@media (width<=380px){.site-header__logo svg{height:44px}.site-header__inner{padding-left:var(--space-2);padding-right:var(--space-2);gap:var(--space-1)}.site-header__nav{gap:var(--space-1)}}.site-menu{background:var(--color-bg);border-bottom:1px solid var(--color-border);box-shadow:0 28px 40px -30px rgb(var(--shadow-rgb) / .45);padding:var(--space-1) var(--space-3) var(--space-4);animation:menu-open .42s var(--ease-out-expo);position:absolute;top:100%;left:0;right:0}@keyframes menu-open{0%{clip-path:inset(0 0 100%)}to{clip-path:inset(0)}}.site-menu ul{max-width:var(--container-max);margin:0 auto;padding:0;list-style:none}.site-menu li{border-bottom:1px solid var(--color-border);animation:menu-item-in .52s var(--ease-out-expo) both;animation-delay:calc(60ms + var(--i,0) * 40ms)}@keyframes menu-item-in{0%{opacity:0;transform:translateY(-8px)}}.site-menu a{min-height:56px;color:var(--color-ink);font-family:var(--font-heading);justify-content:space-between;align-items:center;font-size:1.25rem;font-weight:700;text-decoration:none;display:flex}.site-menu a svg{color:var(--color-amber)}.site-menu a[aria-current=page]{color:var(--color-green)}@media (width>=900px){.site-menu{display:none}}@media (prefers-reduced-motion:reduce){.site-menu,.site-menu li{animation:.15s linear both menu-fade}@keyframes menu-fade{0%{opacity:0}}}.hero{min-height:112dvh;padding:var(--space-3) var(--space-3) var(--space-7);background:0 0;flex-direction:column;justify-content:flex-start;display:flex;position:relative;overflow:hidden}.hero__inner{max-width:var(--container-max);text-align:center;z-index:2;padding-top:var(--space-1);margin:0 auto;position:relative}.hero__wordmark{width:406px;max-width:88vw;height:auto;margin:0 auto var(--space-3);z-index:2;display:block;position:relative}.hero__headline{letter-spacing:-.015em;max-width:18ch;margin-left:auto;margin-right:auto;font-size:clamp(1.8rem,5vw,3rem)}.hero__word{animation:hero-word-in .7s var(--ease-out-expo) both;animation-delay:calc(60ms + var(--i,0) * 40ms);display:inline-block}@keyframes hero-word-in{0%{filter:blur(10px);transform:translateY(14px)}to{filter:none;transform:none}}@media (prefers-reduced-motion:reduce){.hero__word{animation:none}}.hero__subhead{max-width:52ch;margin:0 auto var(--space-4);color:var(--color-secondary);font-size:1.1rem}.hero__cta{margin-top:var(--space-2)}.abacus-bg{z-index:1;opacity:.9;width:100%;height:62%;position:absolute;inset:38% 0 0}.abacus-bg__rail{stroke:var(--color-border);stroke-width:4px;stroke-linecap:round}.abacus-bg__bead{fill:var(--color-secondary);opacity:.35}.abacus-bg__bead--navy{fill:var(--bead-navy);opacity:.18}.abacus-bg__bead--green{fill:var(--color-green);opacity:.3}.abacus-bg__bead--amber{fill:var(--color-amber);opacity:.4}.bead{--bead-p:0;fill:var(--bead-to)}@supports (color:color-mix(in lab, red, red)){.bead{fill:color-mix(in srgb, var(--bead-to) calc(var(--bead-p) * 100%), var(--bead-idle))}}#bead-1,#bead-3{--bead-to:var(--bead-navy)}#bead-2{--bead-to:var(--color-green)}#bead-4{--bead-to:var(--color-amber)}.bead--settled{--bead-p:1}.scroll-cue{left:50%;bottom:var(--space-4);z-index:2;align-items:center;gap:var(--space-1);color:var(--color-secondary);letter-spacing:.04em;text-transform:uppercase;flex-direction:column;font-size:.8rem;display:flex;position:absolute;transform:translate(-50%)}.scroll-cue__dot{background:var(--color-amber);border-radius:50%;width:6px;height:6px;animation:1.6s ease-in-out infinite scroll-cue-bob}@keyframes scroll-cue-bob{0%,to{opacity:.5;transform:translateY(0)}50%{opacity:1;transform:translateY(6px)}}@media (prefers-reduced-motion:reduce){.scroll-cue__dot{animation:none}}.section-title{letter-spacing:-.015em;font-size:clamp(1.75rem,4.5vw,2.75rem)}.section-lede{color:var(--color-secondary);max-width:65ch;font-size:1.05rem}.fundamentals{max-width:var(--container-max);padding:calc(var(--space-6) + 9vh) var(--space-3) calc(var(--space-6) + 6vh);margin:0 auto;position:relative}.fundamentals__grid{gap:var(--space-3);margin-top:var(--space-5);grid-template-columns:1fr;display:grid}@media (width>=640px){.fundamentals__grid{grid-template-columns:repeat(2,1fr)}}@media (width>=1024px){.fundamentals__grid{grid-template-columns:repeat(4,1fr)}}.fundamentals__item{z-index:3;border-top:3px solid var(--color-amber);padding-top:var(--space-2);position:relative}.fundamentals__index{font-family:var(--font-heading);color:var(--color-border);margin-bottom:var(--space-1);font-size:1.75rem;font-weight:800}.fundamentals__item h3{margin-bottom:var(--space-1);font-size:1.05rem}.fundamentals__item p{color:var(--color-secondary);margin-bottom:0;font-size:.92rem}.fundamentals__wash{z-index:-1;isolation:isolate;pointer-events:none;background-color:var(--color-amber);clip-path:circle(0 at var(--wash-x,50%) var(--wash-y,0%));transition:clip-path .42s cubic-bezier(.7,0,.84,0);position:absolute;inset:0}.fundamentals.is-lit .fundamentals__wash{clip-path:circle(160% at var(--wash-x,50%) var(--wash-y,0%));transition:clip-path 1.1s var(--ease-out-expo)}@media (prefers-reduced-motion:reduce){.fundamentals__wash,.fundamentals.is-lit .fundamentals__wash{clip-path:none;transition:opacity .25s linear}.fundamentals__wash{opacity:0}.fundamentals.is-lit .fundamentals__wash{opacity:1}}.fundamentals .section-title,.fundamentals .section-lede{z-index:3;transition:color .2s;position:relative}.fundamentals__item h3,.fundamentals__item p,.fundamentals__index{transition:color .2s}.fundamentals__item{transition:border-color .2s ease, opacity var(--motion-slow) var(--ease-standard), transform var(--motion-slow) var(--ease-standard)}.fundamentals.is-lit .section-title,.fundamentals.is-lit .section-lede,.fundamentals.is-lit .fundamentals__item h3,.fundamentals.is-lit .fundamentals__item p,.fundamentals.is-lit .fundamentals__item .fundamentals__index{color:var(--color-on-amber);transition:color .45s var(--ease-out-expo) .22s}.fundamentals.is-lit .fundamentals__item{border-top-color:var(--color-on-amber);transition:border-color .45s var(--ease-out-expo) .22s, opacity var(--motion-slow) var(--ease-standard), transform var(--motion-slow) var(--ease-standard)}.how-it-works{background:var(--color-card);padding:calc(var(--space-6) + 7vh) var(--space-3) var(--space-6)}.how-it-works__list{max-width:var(--container-max);margin:var(--space-5) auto 0;gap:var(--space-4);flex-direction:column;display:flex}.how-step{z-index:0;gap:var(--space-3);padding:var(--space-2) var(--space-2) var(--space-4);margin:0 calc(var(--space-2) * -1);border-bottom:1px solid var(--color-border);align-items:flex-start;display:flex;position:relative}.how-step:last-child{padding-bottom:var(--space-2);border-bottom:none}.how-step__fill{z-index:-1;border-radius:var(--radius-md);background:var(--color-green);opacity:var(--step-fill,0);pointer-events:none;transition:opacity .4s;position:absolute;inset:0}.how-step__index{font-family:var(--font-heading);color:var(--color-ink)}@supports (color:color-mix(in lab, red, red)){.how-step__index{color:color-mix(in srgb, var(--color-ink), white calc(var(--step-fill,0) * 100%))}}.how-step__index{min-width:2.5ch;margin-bottom:0;font-size:1.75rem;font-weight:800;transition:color .4s}.how-step__body h3{margin-bottom:var(--space-1);color:var(--color-ink);font-size:1.15rem}@supports (color:color-mix(in lab, red, red)){.how-step__body h3{color:color-mix(in srgb, var(--color-ink), white calc(var(--step-fill,0) * 100%))}}.how-step__body h3{transition:color .4s}.how-step__body p{color:var(--color-secondary)}@supports (color:color-mix(in lab, red, red)){.how-step__body p{color:color-mix(in srgb, var(--color-secondary), white calc(var(--step-fill,0) * 130%))}}.how-step__body p{max-width:65ch;margin-bottom:0;transition:color .4s}@media (width<=560px){.hero{min-height:0;padding-bottom:var(--space-2)}.hero__inner{order:1}.abacus-bg{order:2;height:auto;margin-top:0;position:relative;inset:auto}.scroll-cue{display:none}.fundamentals{padding:var(--space-6) var(--space-3)}.fundamentals__grid{margin-top:var(--space-4)}.how-it-works{padding-top:var(--space-6)}}.scope{max-width:var(--container-max);padding:var(--space-6) var(--space-3);margin:0 auto}.scope__grid{gap:var(--space-3);margin-top:var(--space-5);grid-template-columns:1fr;display:grid}@media (width>=768px){.scope__grid{grid-template-columns:1fr 1fr}}.scope__column{border-radius:var(--radius-md);padding:var(--space-4)}.scope__column--in{background:var(--color-green)}@supports (color:color-mix(in lab, red, red)){.scope__column--in{background:color-mix(in srgb, var(--color-green) 9%, transparent)}}.scope__column--out{background:var(--color-amber)}@supports (color:color-mix(in lab, red, red)){.scope__column--out{background:color-mix(in srgb, var(--color-amber) 9%, transparent)}}.scope__column h3{margin-bottom:var(--space-2);font-size:1.1rem}.scope__column ul{padding-left:var(--space-3);margin:0}.scope__column li{color:var(--color-body);margin-bottom:var(--space-1)}.scope__column--in li::marker{color:var(--color-green)}.scope__column--out li::marker{color:var(--color-amber)}.fit{max-width:760px;padding:var(--space-6) var(--space-3);text-align:center;margin:0 auto}.fit .section-lede{margin-left:auto;margin-right:auto}.fit__list{margin:var(--space-5) 0;text-align:left;gap:var(--space-2);flex-direction:column;padding:0;list-style:none;display:flex}.fit__list li{padding-left:var(--space-4);color:var(--color-body);font-size:1.02rem;position:relative}.fit__list li:before{content:"";background:var(--color-amber);border-radius:50%;width:8px;height:8px;position:absolute;top:.5em;left:0}.fit__cta{margin-top:var(--space-2)}.guide-rail{right:var(--space-4);z-index:40;opacity:0;width:1px;height:200px;transition:opacity var(--motion-slow) var(--ease-standard);display:block;position:fixed;top:50%;transform:translateY(-50%)}.guide-rail.is-visible{opacity:1}@media (width<=560px){.guide-rail{display:none}}.guide-rail__line{background:var(--color-border);width:1px;position:absolute;top:0;bottom:0;left:0}.guide-dot{background:var(--color-amber);width:40px;height:40px;box-shadow:0 0 0 4px var(--color-amber);border-radius:50%;margin-top:-20px;margin-left:-20px;position:absolute;top:0;left:50%}@supports (color:color-mix(in lab, red, red)){.guide-dot{box-shadow:0 0 0 4px color-mix(in srgb, var(--color-amber) 18%, transparent)}}.guide-tick{align-items:center;text-decoration:none;display:flex;position:absolute;top:0;left:0;transform:translate(-50%,-50%)}.guide-tick:before{content:"";background:var(--color-border);border-radius:50%;width:6px;height:6px;display:block}.guide-tick span{text-align:right;white-space:nowrap;color:var(--color-secondary);letter-spacing:.02em;font-size:.72rem;font-weight:600;position:absolute;right:14px}.mobile-progress{background:var(--color-border);z-index:60;height:3px;display:none;position:fixed;top:0;left:0;right:0}@media (width<=560px){.mobile-progress{display:block}}.mobile-progress__bar{background:var(--color-amber);transform-origin:0;width:100%;height:100%;transition:transform var(--motion-fast) linear;transform:scaleX(0)}.travel-bead{background:var(--color-amber);opacity:0;pointer-events:none;z-index:1;border-radius:50%;width:52px;height:52px;margin:0;position:fixed;top:0;left:0}.travel-bead--green{background:var(--color-green);z-index:2}.ambient-glow{z-index:0;pointer-events:none;width:100%;height:60vh;min-height:460px;position:absolute;top:0;left:0;overflow:hidden;-webkit-mask-image:linear-gradient(#000 0% 42%,#0000 100%);mask-image:linear-gradient(#000 0% 42%,#0000 100%)}.ambient-glow__blob{filter:blur(60px);border-radius:50%;width:70vw;max-width:980px;height:70vw;max-height:980px;position:absolute}.ambient-glow__blob--a{opacity:calc(.34 * var(--glow-strength));background:radial-gradient(circle, var(--color-green) 0%, var(--color-green) 28%, transparent 78%);animation:24s ease-in-out infinite glow-drift-a;top:-6%;left:-16%}.ambient-glow__blob--b{opacity:calc(.34 * var(--glow-strength));background:radial-gradient(circle, var(--color-glow-blue) 0%, var(--color-glow-blue) 28%, transparent 78%);animation:28s ease-in-out infinite glow-drift-b;top:-10%;right:-20%}.ambient-glow__blob--c{width:52vw;height:52vw;opacity:calc(.16 * var(--glow-strength));background:radial-gradient(circle, var(--color-amber) 0%, var(--color-amber) 22%, transparent 75%);animation:32s ease-in-out infinite glow-drift-c;top:14%;left:24%}@keyframes glow-drift-a{0%,to{transform:translate(0)scale(1)}50%{transform:translate(6%,8%)scale(1.08)}}@keyframes glow-drift-b{0%,to{transform:translate(0)scale(1)}50%{transform:translate(-7%,7%)scale(1.05)}}@keyframes glow-drift-c{0%,to{transform:translate(0)scale(1)}50%{transform:translate(-5%,-5%)scale(1.1)}}.ambient-glow__cursor{background:radial-gradient(340px circle at var(--mx,50%) var(--my,0%), var(--color-bg), transparent 68%);position:absolute;inset:0}@supports (color:color-mix(in lab, red, red)){.ambient-glow__cursor{background:radial-gradient(340px circle at var(--mx,50%) var(--my,0%), color-mix(in srgb, var(--color-bg) 95%, transparent), transparent 68%)}}.ambient-glow__cursor{opacity:var(--glow-cursor-opacity,0);transition:opacity .4s}@media (prefers-reduced-motion:reduce){.ambient-glow__blob{animation:none}}.services{max-width:var(--container-max);padding:var(--space-6) var(--space-3);margin:0 auto;position:relative}.services__grid{margin-top:var(--space-5);gap:var(--space-3);grid-template-columns:1fr;display:grid}@media (width>=640px){.services__grid{grid-template-columns:repeat(2,1fr)}}@media (width>=1024px){.services__grid{grid-template-columns:repeat(3,1fr)}}.service-card{border-radius:var(--radius-md);border-top:2px solid var(--color-border);padding:var(--space-3) var(--space-2) var(--space-2);margin:0 calc(var(--space-2) * -1);transition:border-color var(--motion-base) var(--ease-standard);position:relative;overflow:hidden}.service-card:hover{border-top-color:var(--color-amber)}.service-card:before{content:"";z-index:0;background:radial-gradient(280px circle at var(--spot-x,50%) var(--spot-y,0%), var(--color-amber), transparent 70%);position:absolute;inset:0}@supports (color:color-mix(in lab, red, red)){.service-card:before{background:radial-gradient(280px circle at var(--spot-x,50%) var(--spot-y,0%), color-mix(in srgb, var(--color-amber) 40%, transparent), transparent 70%)}}.service-card:before{opacity:0;transition:opacity var(--motion-base) var(--ease-standard);pointer-events:none}.service-card:hover:before{opacity:1}.service-card>*{z-index:1;position:relative}@media (prefers-reduced-motion:reduce){.service-card:before{display:none}}.service-card__icon{width:32px;height:32px;color:var(--color-ink);margin-bottom:var(--space-2);transition:transform var(--motion-base) var(--ease-standard)}.service-card:hover .service-card__icon{transform:translateY(-2px)}@media (prefers-reduced-motion:reduce){.service-card:hover .service-card__icon{transform:none}}.service-card h3{margin-bottom:var(--space-1);font-size:1.15rem}.service-card p{color:var(--color-secondary);margin-bottom:0;font-size:.95rem}.quote-section{background:var(--color-card);padding:var(--space-6) var(--space-3)}.quote-section__header{max-width:var(--container-max);margin:0 auto var(--space-4);text-align:center}.quote-section__header p{color:var(--color-secondary)}.quote-card{background:var(--color-surface);border-radius:var(--radius-lg);max-width:640px;padding:var(--space-4);box-shadow:0 20px 50px -20px rgb(var(--shadow-rgb) / .25);margin:0 auto}.quote-progress{background:var(--color-border);height:6px;margin-bottom:var(--space-1);border-radius:999px;overflow:hidden}.quote-progress__bar{background:var(--color-green);transform-origin:0;width:100%;height:100%;transition:transform var(--motion-base) var(--ease-out-expo);transform:scaleX(0)}.quote-step-label{color:var(--color-secondary);margin-bottom:var(--space-3);font-size:.85rem}.quote-step{border:none;min-width:0;margin:0;padding:0}.quote-step legend{font-family:var(--font-heading);color:var(--color-ink);margin-bottom:var(--space-3);padding:0;font-size:1.25rem;font-weight:700}.quote-step legend:focus{outline:none}.option-cards{gap:var(--space-2);grid-template-columns:1fr 1fr;display:grid}.option-cards--stack{grid-template-columns:1fr}.option-card{min-height:56px;padding:var(--space-2);padding-right:calc(var(--space-2) + 24px);border-radius:var(--radius-sm);border:2px solid var(--color-border);background:var(--color-surface);color:var(--color-body);text-align:left;cursor:pointer;transition:border-color var(--motion-fast) var(--ease-standard), background-color var(--motion-fast) var(--ease-standard);align-items:center;font-size:.95rem;font-weight:600;display:flex;position:relative}.option-card[data-checked=true]{border-color:var(--color-green);background:var(--color-green)}@supports (color:color-mix(in lab, red, red)){.option-card[data-checked=true]{background:color-mix(in srgb, var(--color-green) 9%, var(--color-surface))}}.option-card[data-checked=true]{color:var(--color-ink)}.option-card:has(input:focus-visible){outline:3px solid var(--color-amber);outline-offset:2px}.option-card:before{content:"";border-radius:inherit;background:radial-gradient(140px circle at var(--spot-x,50%) var(--spot-y,50%), var(--color-amber), transparent 72%);-webkit-mask-composite:xor;opacity:0;transition:opacity var(--motion-base) var(--ease-standard);pointer-events:none;-webkit-mask-composite:xor;-webkit-mask-source-type:auto,auto;-webkit-mask-composite:xor;-webkit-mask-source-type:auto,auto;padding:2px;position:absolute;inset:-2px;-webkit-mask-image:linear-gradient(#000 0 0),linear-gradient(#000 0 0);mask-image:linear-gradient(#000 0 0),linear-gradient(#000 0 0);-webkit-mask-position:0 0,0 0;mask-position:0 0,0 0;-webkit-mask-size:auto,auto;mask-size:auto,auto;-webkit-mask-repeat:repeat,repeat;mask-repeat:repeat,repeat;-webkit-mask-clip:content-box,border-box;mask-clip:content-box,border-box;-webkit-mask-origin:content-box,border-box;mask-origin:content-box,border-box;-webkit-mask-composite:xor;mask-composite:exclude;-webkit-mask-source-type:auto,auto;mask-mode:match-source,match-source}.option-card:hover:before{opacity:1}@media (prefers-reduced-motion:reduce){.option-card:before{display:none}}.option-card:after{content:"";background-color:var(--color-green);width:20px;height:20px;transition:transform .32s var(--ease-out-expo);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.5l3 3 6-6.5' stroke='white' stroke-width='2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-position:50%;background-repeat:no-repeat;background-size:12px;border-radius:50%;position:absolute;top:8px;right:8px;transform:scale(0)}.option-card[data-checked=true]:after{transform:scale(1)}@media (prefers-reduced-motion:reduce){.option-card:after{transition:none}}.toggle-row{align-items:center;gap:var(--space-2);display:flex}.toggle-row__label{min-width:32px;font-weight:600}.toggle-switch{background:var(--color-border);cursor:pointer;width:56px;height:32px;transition:background-color var(--motion-fast) var(--ease-standard);border:none;border-radius:999px;position:relative}.toggle-switch[aria-checked=true]{background:var(--color-green)}.toggle-switch__thumb{background:var(--color-on-navy);width:26px;height:26px;transition:transform var(--motion-fast) var(--ease-standard);border-radius:50%;position:absolute;top:3px;left:3px;box-shadow:0 2px 6px #0003}.toggle-switch[aria-checked=true] .toggle-switch__thumb{transform:translate(24px)}.field-label{margin-bottom:var(--space-1);color:var(--color-body);font-size:.9rem;font-weight:600;display:block}.field-label__optional{color:var(--color-secondary);font-weight:500}.select-input,.text-input{width:100%;min-height:48px;padding:0 var(--space-2);border-radius:var(--radius-sm);border:2px solid var(--color-border);font-family:var(--font-body);color:var(--color-body);background:var(--color-surface);margin-bottom:var(--space-3);font-size:1rem}.select-input:focus,.text-input:focus{border-color:var(--color-ink);outline:none}.select-input:focus-visible,.text-input:focus-visible{outline:3px solid var(--color-amber);outline-offset:2px}.quote-nav{justify-content:flex-end;align-items:center;gap:var(--space-2);margin-top:var(--space-3);display:flex}.quote-nav .btn,#sendQuoteBtn{transition:transform var(--motion-fast) ease-out, box-shadow var(--motion-base) ease, background-color var(--motion-fast) var(--ease-standard)}.quote-nav .btn.is-magnetic,#sendQuoteBtn.is-magnetic{box-shadow:0 0 0 6px var(--color-amber), 0 14px 30px -6px var(--color-amber)}@supports (color:color-mix(in lab, red, red)){.quote-nav .btn.is-magnetic,#sendQuoteBtn.is-magnetic{box-shadow:0 0 0 6px color-mix(in srgb, var(--color-amber) 85%, transparent), 0 14px 30px -6px color-mix(in srgb, var(--color-amber) 75%, transparent)}}.quote-nav .btn--ghost{margin-right:auto}.field-error{color:var(--color-error);margin-top:var(--space-2);font-size:.9rem}.quote-results__grid{gap:var(--space-2);margin-bottom:var(--space-3);grid-template-columns:1fr;display:grid}@media (width>=640px){.quote-results__grid{grid-template-columns:repeat(3,1fr)}}.quote-result{background:var(--color-card);border-radius:var(--radius-sm);padding:var(--space-2)}.quote-result__label{color:var(--color-secondary);margin-bottom:4px;font-size:.85rem;font-weight:600}.quote-result__label span{font-weight:500}.quote-result__value{font-family:var(--font-heading);color:var(--color-ink);font-variant-numeric:tabular-nums;margin-bottom:0;font-size:1.5rem;font-weight:700}.quote-result__note{color:var(--color-secondary);margin-top:4px;margin-bottom:0;font-size:.8rem}.quote-result--catchup{margin-bottom:var(--space-3)}.quote-disclaimer{background:var(--color-surface);border:2px solid var(--color-border);border-radius:var(--radius-sm);padding:var(--space-2);color:var(--color-body);margin-bottom:var(--space-3);font-size:.9rem}.quote-send-copy{text-align:center;color:var(--color-secondary);margin-top:var(--space-1);font-size:.9rem}#sendQuoteBtn{width:100%}.quote-confirmation{text-align:center;padding:var(--space-3) 0}.quote-confirmation h3{color:var(--color-green);font-size:1.8rem}.site-footer{isolation:isolate;background:var(--color-navy);padding:var(--space-5) var(--space-3);position:relative}.site-footer:before,.cta-band:before,.fundamentals__wash:after{content:"";z-index:-1;background-image:var(--grain);opacity:.12;mix-blend-mode:overlay;pointer-events:none;position:absolute;inset:0}.site-footer__inner{max-width:var(--container-max);text-align:center;margin:0 auto}.site-footer__logo{width:140px;height:auto;margin:0 auto var(--space-2);display:block}.site-footer p{color:var(--color-on-navy-muted);margin-bottom:var(--space-1);font-size:.9rem}.site-footer__contact a{min-height:44px;color:inherit;text-underline-offset:2px;align-items:center;gap:4px;text-decoration:underline;display:inline-flex}.site-footer__contact a:hover{color:var(--color-amber)}.site-footer__legal{color:var(--color-on-navy-faint);font-size:.8rem}.logo__ink{fill:var(--color-ink)}.logo__rail{fill:var(--color-secondary)}.logo__rail-line{stroke:var(--color-secondary)}.logo__green{fill:var(--color-green)}.logo__amber{fill:var(--color-amber)}.logo--negative .logo__ink{fill:var(--color-on-navy)}.logo--negative .logo__rail{fill:var(--color-on-navy-rail)}.logo--negative .logo__rail-line{stroke:var(--color-on-navy-rail)}.logo--negative .logo__green{fill:var(--color-on-navy-green)}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}.page-hero{isolation:isolate;padding:var(--space-5) var(--space-3) var(--space-6);position:relative}.page-hero:before{content:"";z-index:-1;background:radial-gradient(55% 90% at 0% 0%, color-mix(in srgb, var(--color-green) calc(16% * var(--glow-strength)), transparent), transparent 70%), radial-gradient(45% 80% at 100% 0%, color-mix(in srgb, var(--color-glow-blue) calc(16% * var(--glow-strength)), transparent), transparent 70%), radial-gradient(35% 60% at 60% 10%, color-mix(in srgb, var(--color-amber) calc(10% * var(--glow-strength)), transparent), transparent 70%);pointer-events:none;position:absolute;inset:-120px 0 0;-webkit-mask-image:linear-gradient(#000 50%,#0000 100%);mask-image:linear-gradient(#000 50%,#0000 100%)}.page-hero__inner{max-width:var(--container-max);margin:0 auto;position:relative}.page-hero__title{letter-spacing:-.015em;max-width:20ch;font-size:clamp(2rem,5vw,3.25rem)}.page-hero__intro{font-size:1.12rem}.page-hero__actions{align-items:center;gap:var(--space-2) var(--space-3);margin-top:var(--space-4);flex-wrap:wrap;display:flex}.page-hero__note{color:var(--color-ink);margin:0;font-weight:600}.page-hero__note--meta{color:var(--color-secondary);font-variant-numeric:tabular-nums;font-size:.92rem;font-weight:500}.breadcrumbs ol{margin:0 0 var(--space-3);color:var(--color-secondary);flex-wrap:wrap;gap:6px;padding:0;font-size:.85rem;list-style:none;display:flex}.breadcrumbs li+li:before{content:"/";color:var(--color-border);margin-right:6px}.breadcrumbs a{color:var(--color-secondary);margin:-12px 0;padding:12px 0;text-decoration:none;display:inline-block}.breadcrumbs a:hover{color:var(--color-ink);text-decoration:underline}.page-section{padding:var(--space-6) var(--space-3)}.page-section--tinted{background:var(--color-card)}.page-section__inner{max-width:var(--container-max);margin:0 auto}.page-prose{max-width:70ch;margin-top:var(--space-3)}.page-prose p{font-size:1.05rem}.check-list{margin:var(--space-4) 0 0;gap:var(--space-2) var(--space-4);grid-template-columns:1fr;padding:0;list-style:none;display:grid}@media (width>=768px){.check-list{grid-template-columns:1fr 1fr}}.check-list li{padding-left:36px;position:relative}.check-list li:before{content:"";background-color:var(--color-green);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.5l3 3 6-6.5' stroke='white' stroke-width='2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-position:50%;background-repeat:no-repeat;background-size:12px;border-radius:50%;width:22px;height:22px;position:absolute;top:2px;left:0}.info-grid{gap:var(--space-4) var(--space-3);margin-top:var(--space-4);grid-template-columns:1fr;display:grid}@media (width>=640px){.info-grid{grid-template-columns:repeat(2,1fr)}}@media (width>=1024px){.info-grid--3{grid-template-columns:repeat(3,1fr)}}.info-card{padding-top:calc(var(--space-2) + 3px);position:relative}.info-card:before{content:"";background:var(--color-amber);transform-origin:0;height:3px;transition:transform .9s var(--ease-out-expo);transition-delay:calc(80ms + var(--i,0) * 90ms);position:absolute;inset:0 0 auto}.info-card h3{margin-bottom:var(--space-1);font-size:1.1rem}.info-card p{color:var(--color-secondary);margin-bottom:0}.info-card p+p{margin-top:var(--space-2)}.callout{margin-top:var(--space-5);padding:var(--space-3);border-radius:var(--radius-md);border:1px solid color-mix(in srgb, var(--color-amber) 45%, transparent);background:color-mix(in srgb, var(--color-amber) 8%, transparent)}.callout p{margin:0}.faq-list{max-width:820px;margin-top:var(--space-4);border-top:1px solid var(--color-border)}.faq{border-bottom:1px solid var(--color-border)}.faq summary{cursor:pointer;padding:var(--space-3) 40px var(--space-3) 0;font-family:var(--font-heading);color:var(--color-ink);font-size:1.1rem;font-weight:700;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"";width:10px;height:10px;transition:transform var(--motion-base) var(--ease-standard);border-bottom:2px solid;border-right:2px solid;position:absolute;top:50%;right:8px;transform:translateY(-75%)rotate(45deg)}.faq[open] summary:after{transform:translateY(-25%)rotate(225deg)}.faq p{max-width:70ch;padding-bottom:var(--space-3);color:var(--color-secondary);margin:0}.link-cards{margin:var(--space-4) 0 0;gap:var(--space-2);grid-template-columns:1fr;padding:0;list-style:none;display:grid}@media (width>=640px){.link-cards{grid-template-columns:repeat(2,1fr)}}@media (width>=1024px){.link-cards{grid-template-columns:repeat(3,1fr)}}.link-card{height:100%;min-height:64px;padding:var(--space-2) calc(var(--space-2) + 28px) var(--space-2) var(--space-2);border:2px solid var(--color-border);border-radius:var(--radius-sm);background:var(--color-surface);transition:border-color var(--motion-fast) var(--ease-standard);flex-direction:column;justify-content:center;gap:2px;text-decoration:none;display:flex;position:relative}.link-card:hover{border-color:var(--color-amber)}.link-card__label{color:var(--color-ink);font-weight:700}.link-card__desc{color:var(--color-secondary);font-size:.88rem}.link-card__arrow{right:var(--space-2);color:var(--color-amber);transition:transform var(--motion-fast) var(--ease-standard);position:absolute;top:50%;transform:translateY(-50%)}.link-card:hover .link-card__arrow{transform:translate(3px,-50%)}.cta-band{isolation:isolate;background:var(--color-navy);padding:var(--space-6) var(--space-3);text-align:center;position:relative}.cta-band__inner{max-width:720px;margin:0 auto}.cta-band h2{color:var(--color-on-navy);font-size:clamp(1.6rem,4vw,2.3rem)}.cta-band p{color:var(--color-on-navy-muted);margin-bottom:var(--space-4)}.service-card__more{min-height:44px;margin-top:var(--space-1);color:var(--color-ink);align-items:center;gap:6px;font-size:.9rem;font-weight:600;text-decoration:none;display:inline-flex}.service-card__more svg{transition:transform var(--motion-fast) var(--ease-standard)}.service-card__more:hover{text-underline-offset:3px;text-decoration:underline}.service-card__more:hover svg{transform:translate(3px)}.site-footer__nav{gap:var(--space-4);max-width:1000px;margin:var(--space-4) auto var(--space-5);text-align:left;grid-template-columns:1fr;display:grid}@media (width>=640px){.site-footer__nav{grid-template-columns:repeat(2,1fr)}}@media (width>=960px){.site-footer__nav{grid-template-columns:repeat(4,1fr)}}.site-footer__heading{margin-bottom:var(--space-1);font-family:var(--font-body);letter-spacing:.08em;text-transform:uppercase;color:var(--color-on-navy);font-size:.78rem}.site-footer__nav ul{margin:0;padding:0;list-style:none;display:grid}.site-footer__nav a{min-height:40px;color:var(--color-on-navy-muted);align-items:center;font-size:.92rem;text-decoration:none;display:inline-flex}@media (pointer:coarse){.site-footer__nav a{min-height:44px}}.site-footer__nav a:hover{color:var(--color-amber);text-decoration:underline}.legal-prose{max-width:72ch}.legal-prose h2{margin:var(--space-5) 0 var(--space-2);font-size:1.35rem}.legal-prose h2:first-child{margin-top:0}.legal-prose ul{margin:0 0 var(--space-2);padding-left:var(--space-3)}.legal-prose li{margin-bottom:var(--space-1)}.privacy-note{margin:0 0 var(--space-2);color:var(--color-secondary);font-size:.82rem;line-height:1.5}.privacy-note a{color:var(--color-ink)}.privacy-note--center{text-align:center;margin-top:var(--space-2)}.range-field{gap:var(--space-2);display:grid}.range-field__value{font-family:var(--font-heading);color:var(--color-ink);font-variant-numeric:tabular-nums;font-size:1.6rem;font-weight:700}.range-input{appearance:none;cursor:pointer;background:0 0;width:100%;height:32px;margin:0}.range-input:focus-visible{outline:none}.range-input::-webkit-slider-runnable-track{background:linear-gradient(to right, var(--color-green) var(--fill,0%), var(--color-border) var(--fill,0%));border-radius:999px;height:8px}.range-input::-webkit-slider-thumb{-webkit-appearance:none;border:3px solid var(--color-surface);background:var(--color-amber);width:28px;height:28px;box-shadow:0 2px 8px rgb(var(--shadow-rgb) / .3);border-radius:50%;margin-top:-10px}.range-input::-moz-range-track{background:var(--color-border);border-radius:999px;height:8px}.range-input::-moz-range-progress{background:var(--color-green);border-radius:999px;height:8px}.range-input::-moz-range-thumb{border:3px solid var(--color-surface);background:var(--color-amber);width:22px;height:22px;box-shadow:0 2px 8px rgb(var(--shadow-rgb) / .3);border-radius:50%}.range-input:focus-visible::-webkit-slider-thumb{outline:3px solid var(--color-ink);outline-offset:2px}.range-input:focus-visible::-moz-range-thumb{outline:3px solid var(--color-ink);outline-offset:2px}.range-field__scale{color:var(--color-secondary);justify-content:space-between;font-size:.8rem;display:flex}.hp-field{width:1px;height:1px;position:absolute;left:-10000px;overflow:hidden}.steps{margin:var(--space-5) 0 0;gap:var(--space-4);padding:0;list-style:none;display:grid;position:relative}.steps:before{content:"";background:var(--color-border);transform-origin:top;width:2px;transition:transform 1.4s var(--ease-out-expo);position:absolute;top:13px;bottom:10px;left:9px}.steps__item{transition:opacity .7s var(--ease-out-expo), transform .7s var(--ease-out-expo);transition-delay:calc(var(--i,0) * .16s);padding-left:40px;position:relative}.steps__item h3{margin-bottom:var(--space-1);font-size:1.1rem}.steps__item p{max-width:42ch;color:var(--color-secondary);margin:0}.steps__bead{border:2px solid var(--bead-navy);background:var(--bead-navy);width:20px;height:20px;transition:background-color .5s var(--ease-out-expo), border-color .5s var(--ease-out-expo);transition-delay:calc(.26s + var(--i,0) * .16s);border-radius:50%;position:absolute;top:3px;left:0}.steps__item:last-child .steps__bead{border-color:var(--color-amber);background:var(--color-amber)}@media (width>=900px){.steps{grid-template-columns:repeat(var(--steps,4), minmax(0, 1fr));gap:var(--space-3)}.steps:before{top:12px;bottom:auto;left:10px;right:calc((100% - (var(--steps,4) - 1) * var(--space-3)) / var(--steps,4) - 10px);transform-origin:0;width:auto;height:2px}.steps__item{padding-top:44px;padding-left:0}}.ledger{max-width:780px;margin:var(--space-4) 0 0}.ledger__row{border-bottom:1px solid var(--color-border);align-items:baseline;padding:14px 0;display:flex}.ledger__label{min-width:0;color:var(--color-ink);flex:1;align-items:baseline;margin:0;font-weight:600;display:flex}.ledger__label:after{content:"";min-width:var(--space-3);margin:0 var(--space-2);border-bottom:2px dotted color-mix(in srgb, var(--color-ink) 28%, transparent);transform-origin:0;transition:transform 1s var(--ease-out-expo);transition-delay:calc(.14s + var(--i,0) * 70ms);flex:1}.ledger__text{flex-direction:column;display:flex}.ledger__detail{color:var(--color-secondary);margin-top:2px;font-size:.86rem;font-weight:400}.ledger__amount{font-family:var(--font-heading);color:var(--color-ink);font-variant-numeric:tabular-nums;white-space:nowrap;margin:0;font-size:1.35rem;font-weight:700}.ledger__amount--text{font-family:var(--font-body);font-size:.95rem;font-weight:600}.ledger__unit{font-family:var(--font-body);color:var(--color-secondary);margin-left:3px;font-size:.85rem;font-weight:500}.ledger__row--total{border-bottom:none;border-top:2px solid var(--color-ink);margin-top:-1px}.ledger__row--total+.ledger__row--total{border-top:none;margin-top:0;padding-top:0}.ledger__row--total .ledger__label:after{border-bottom-color:#0000}.receipt-grid{gap:var(--space-4);margin-top:var(--space-4);display:grid}@media (width>=900px){.receipt-grid{grid-template-columns:repeat(2,minmax(0,1fr));align-items:start}}.receipt{padding:var(--space-4);border-radius:var(--radius-md);background:var(--color-card);box-shadow:0 1px 0 rgb(var(--shadow-rgb) / .04), 0 22px 44px -32px rgb(var(--shadow-rgb) / .35)}.receipt h3{margin-bottom:0;font-size:1.15rem}.receipt .ledger{margin-top:var(--space-2)}.receipt .ledger__amount{font-size:1.15rem}.faq-jump ul{gap:var(--space-1);margin:var(--space-4) 0 0;flex-wrap:wrap;padding:0;list-style:none;display:flex}.faq-jump a{min-height:44px;padding:0 var(--space-2);border:1px solid var(--color-border);background:color-mix(in srgb, var(--color-surface) 72%, transparent);color:var(--color-ink);transition:border-color var(--motion-fast) var(--ease-standard), background-color var(--motion-fast) var(--ease-standard);border-radius:999px;align-items:center;font-size:.9rem;font-weight:600;text-decoration:none;display:inline-flex}.faq-jump a:hover{border-color:var(--color-amber);background:var(--color-surface)}.page-section[id]{scroll-margin-top:88px}.page-hero__rise{animation:page-rise .7s var(--ease-out-expo) both;animation-delay:calc(40ms + var(--i,0) * 60ms)}@keyframes page-rise{0%{opacity:.01;transform:translateY(14px)}}.page-hero__abacus{width:168px;height:20px;margin-top:var(--space-5);position:relative}.page-hero__abacus:before{content:"";background:var(--color-border);border-radius:2px;height:2px;margin-top:-1px;position:absolute;inset:50% 0 auto}.page-hero__abacus span{width:16px;height:16px;animation:bead-tally 1s var(--ease-out-expo) both;animation-delay:calc(.48s + var(--i,0) * .11s);border-radius:50%;margin-top:-8px;position:absolute;top:50%}.page-hero__abacus span:first-child{--i:0;background:var(--bead-navy);left:0}.page-hero__abacus span:nth-child(2){--i:1;background:var(--color-green);left:22px}.page-hero__abacus span:nth-child(3){--i:2;background:var(--bead-navy);left:44px}.page-hero__abacus span:nth-child(4){--i:3;--from:-128px;background:var(--color-amber);width:18px;height:18px;margin-top:-9px;right:0}@keyframes bead-tally{0%{opacity:0;transform:translateX(var(--from,-28px))}}@media (width>=900px){.page-hero__abacus{width:240px;margin:0;position:absolute;top:0;right:0}.page-hero__abacus span:nth-child(4){--from:-200px}}[data-reveal=list]>*{transition:opacity .7s var(--ease-out-expo), transform .7s var(--ease-out-expo);transition-delay:calc(var(--i,0) * 70ms)}.js [data-reveal=list]:not(.is-revealed)>*{opacity:0;transform:translateY(16px)}.js [data-reveal]:not(.is-revealed) .info-card:before,.js .ledger[data-reveal]:not(.is-revealed) .ledger__label:after{transform:scaleX(0)}.check-list li:before{transition:transform .55s var(--ease-out-expo);transition-delay:calc(.16s + var(--i,0) * 90ms)}.js .check-list[data-reveal]:not(.is-revealed) li:before{transform:scale(0)}.js .steps[data-reveal]:not(.is-revealed):before{transform:scaleY(0)}.js .steps[data-reveal]:not(.is-revealed) .steps__item{opacity:0;transform:translateY(14px)}.js .steps[data-reveal]:not(.is-revealed) .steps__bead{background:var(--color-bg);border-color:var(--bead-navy)}.js .page-section--tinted .steps[data-reveal]:not(.is-revealed) .steps__bead{background:var(--color-card)}@media (width>=900px){.js .steps[data-reveal]:not(.is-revealed):before{transform:scaleX(0)}}@supports selector(::details-content){.faq-list{interpolate-size:allow-keywords}.faq::details-content{height:0;transition:height .45s var(--ease-out-expo), content-visibility .45s allow-discrete;overflow:clip}.faq[open]::details-content{height:auto}@media (prefers-reduced-motion:reduce){.faq::details-content{transition:none}}}@media (prefers-reduced-motion:reduce){.page-hero__rise,.page-hero__abacus span{animation:.2s linear both page-fade}@keyframes page-fade{0%{opacity:0}}[data-reveal=list]>*,.steps__item{transition:opacity .2s linear;transform:none!important}.info-card:before,.ledger__label:after,.check-list li:before,.steps:before,.steps__bead,.link-card__arrow,.service-card__more svg,.faq summary:after{transition:none}}.stretched-link{color:inherit;text-decoration:none}.stretched-link:after{content:"";z-index:1;border-radius:inherit;position:absolute;inset:0}.stretched-link:focus-visible{outline:none}.stretched-link:focus-visible:after{outline:3px solid var(--color-amber);outline-offset:3px}.tool-grid{gap:var(--space-3);margin-top:var(--space-4);display:grid}@media (width>=960px){.tool-grid{grid-template-columns:1.1fr 1fr}}.tool-panel{isolation:isolate;gap:var(--space-3);padding:var(--space-4);border-radius:var(--radius-lg);transition:transform .6s var(--ease-out-expo), box-shadow .6s var(--ease-out-expo), opacity .7s var(--ease-out-expo);align-content:start;display:grid;position:relative;overflow:hidden}@media (width>=560px){.tool-panel{gap:var(--space-4);grid-template-columns:auto minmax(0,1fr)}}.tool-panel:hover{box-shadow:0 34px 60px -40px rgb(var(--shadow-rgb) / .55);transform:translateY(-4px)}.tool-panel h3{margin-bottom:var(--space-1);font-size:clamp(1.4rem,3vw,1.75rem)}.tool-panel p{margin-bottom:var(--space-2)}.tool-panel__go{align-items:center;gap:6px;font-weight:700;display:inline-flex}.tool-panel__go svg{transition:transform .4s var(--ease-out-expo)}.tool-panel:hover .tool-panel__go svg{transform:translate(4px)}.tool-panel--calendar{background:var(--color-navy)}.tool-panel--calendar:before{content:"";z-index:-1;background-image:var(--grain);opacity:.12;mix-blend-mode:overlay;pointer-events:none;position:absolute;inset:0}.tool-panel--calendar h3{color:var(--color-on-navy)}.tool-panel--calendar p{color:var(--color-on-navy-muted)}.tool-panel--calendar .tool-panel__next{color:var(--color-on-navy);font-weight:600}.tool-panel--calendar .tool-panel__go{color:var(--color-amber)}.tool-panel--calculator{background:var(--color-card);border:1px solid var(--color-border)}.tool-panel--calculator p{color:var(--color-secondary)}.tool-panel--calculator .tool-panel__go{color:var(--color-ink)}.tool-date{background:var(--color-on-navy);width:104px;transition:transform .7s var(--ease-out-expo);border-radius:14px;display:grid;overflow:hidden;transform:rotate(-4deg);box-shadow:0 18px 30px -18px #0009}.tool-panel:hover .tool-date{transform:rotate(0)translateY(-2px)}.tool-date__month{background:var(--color-amber);color:var(--color-on-amber);letter-spacing:.1em;text-align:center;text-transform:uppercase;padding:6px 0;font-size:.78rem;font-weight:700}.tool-date__day{font-family:var(--font-heading);text-align:center;color:var(--color-on-amber);font-variant-numeric:tabular-nums;padding:8px 0 12px;font-size:3.2rem;font-weight:800;line-height:1}.tool-meter{gap:4px;width:156px;display:grid}.tool-meter__value{font-family:var(--font-heading);color:var(--color-ink);font-variant-numeric:tabular-nums;font-size:2rem;font-weight:800;line-height:1.05}.tool-meter__label{color:var(--color-secondary);font-size:.8rem;line-height:1.35}.tool-meter__beads{height:18px;margin-top:var(--space-1);position:relative}.tool-meter__beads:before{content:"";background:var(--color-border);height:2px;margin-top:-1px;position:absolute;inset:50% 0 auto}.tool-meter__beads span{width:14px;height:14px;transition:transform .7s var(--ease-out-expo);border-radius:50%;margin-top:-7px;position:absolute;top:50%}.tool-meter__beads span:first-child{background:var(--bead-navy);left:0}.tool-meter__beads span:nth-child(2){background:var(--color-green);left:18px}.tool-meter__beads span:nth-child(3){background:var(--bead-navy);left:36px}.tool-meter__beads span:nth-child(4){background:var(--color-amber);width:16px;height:16px;margin-top:-8px;right:0}.tool-panel:hover .tool-meter__beads span:nth-child(4){transform:translate(-84px)}.article-list{max-width:900px;margin:var(--space-4) 0 0;border-top:1px solid var(--color-border);padding:0;list-style:none}.article-row{padding:var(--space-4) var(--space-6) var(--space-4) 0;border-bottom:1px solid var(--color-border);gap:6px;display:grid;position:relative}.article-row:before{content:"";background:var(--color-amber);transform-origin:0;height:2px;transition:transform .7s var(--ease-out-expo);position:absolute;top:-1px;left:0;right:0;transform:scaleX(0)}.article-row:hover:before,.article-row:focus-within:before{transform:scaleX(1)}.article-row h3{margin:0;font-size:clamp(1.25rem,2.6vw,1.6rem)}.article-row__desc{max-width:68ch;color:var(--color-secondary);margin:0}.article-row__meta{color:var(--color-secondary);margin:4px 0 0;font-size:.85rem;font-weight:600}.article-row__arrow{color:var(--color-amber);transition:transform .5s var(--ease-out-expo);position:absolute;top:50%;right:4px;transform:translateY(-50%)}.article-row:hover .article-row__arrow{transform:translate(6px,-50%)}.reading-progress{display:none}@supports (animation-timeline:scroll()){.reading-progress{z-index:60;background:var(--color-amber);transform-origin:0;height:3px;animation:linear both reading-progress;animation-timeline:scroll(root);display:block;position:fixed;top:0;left:0;right:0;transform:scaleX(0)}@keyframes reading-progress{to{transform:scaleX(1)}}}.article .page-hero__title{max-width:24ch}.article-layout{gap:var(--space-4);max-width:var(--container-max);padding:0 var(--space-3) var(--space-6);margin:0 auto;display:grid}@media (width>=1040px){.article-layout{column-gap:var(--space-6);grid-template-columns:minmax(0,1fr) 250px}.article-toc{order:2;align-self:start;position:sticky;top:104px}}.article-toc{padding:var(--space-2) var(--space-3);border:1px solid var(--color-border);border-radius:var(--radius-md)}@media (width>=1040px){.article-toc{padding:0 0 0 var(--space-3);border-width:0 0 0 1px;border-radius:0}}.article-toc__title{color:var(--color-ink);margin:0 0 4px;font-size:.9rem;font-weight:700}.article-toc ol{margin:0;padding:0;list-style:none}.article-toc a{min-height:40px;color:var(--color-secondary);transition:color var(--motion-fast) var(--ease-standard);align-items:center;gap:10px;padding:6px 0;font-size:.9rem;line-height:1.35;text-decoration:none;display:flex}.article-toc a:before{content:"";background:var(--color-border);width:6px;height:6px;transition:background-color .3s var(--ease-standard), transform .4s var(--ease-out-expo);border-radius:50%;flex:none}.article-toc a:hover{color:var(--color-ink)}.article-toc a[aria-current]{color:var(--color-ink);font-weight:600}.article-toc a[aria-current]:before{background:var(--color-amber);transform:scale(1.6)}.article-body{min-width:0;max-width:70ch}.article-body>*+*{margin-top:var(--space-5)}.article-section,.article-section h2{scroll-margin-top:104px}.article-section h2{margin-bottom:var(--space-2);letter-spacing:-.01em;font-size:clamp(1.45rem,3vw,1.85rem)}.article-body p,.article-body li{font-size:1.075rem;line-height:1.72}.article-body ul,.article-body ol{margin:0 0 var(--space-2);padding-left:1.4em}.article-body li{margin-bottom:var(--space-1)}.article-body ul li::marker{color:var(--color-amber)}.article-body ol li::marker{font-family:var(--font-heading);color:var(--color-ink);font-weight:700}.article-body a{color:var(--color-ink);-webkit-text-decoration-color:color-mix(in srgb, var(--color-amber) 70%, transparent);text-decoration-color:color-mix(in srgb, var(--color-amber) 70%, transparent);transition:text-decoration-color var(--motion-fast) var(--ease-standard);text-decoration-thickness:.1em}.article-body a:hover{-webkit-text-decoration-color:var(--color-amber);text-decoration-color:var(--color-amber)}.article-body .faq-list{margin-top:var(--space-2)}.key-points{padding:var(--space-4);border-radius:var(--radius-md);background:var(--color-card);position:relative}.key-points:before{content:"";inset:0 var(--space-4) auto;background:var(--color-amber);height:3px;position:absolute}.key-points h2{margin-bottom:var(--space-2);font-size:1.2rem}.key-points ul{gap:var(--space-2);margin:0;padding:0;list-style:none;display:grid}.article-body .key-points li{margin:0;padding-left:26px;font-size:1rem;line-height:1.6;position:relative}.key-points li:before{content:"";background:var(--color-amber);border-radius:50%;width:10px;height:10px;position:absolute;top:.5em;left:2px}.table-scroll{margin:var(--space-3) 0;border:1px solid var(--color-border);border-radius:var(--radius-md);background:var(--color-surface);overflow-x:auto}.data-table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;min-width:520px;font-size:.95rem}.data-table caption{padding:var(--space-2) var(--space-3) var(--space-1);text-align:left;font-family:var(--font-heading);color:var(--color-ink);font-size:1.02rem;font-weight:700}.data-table th,.data-table td{padding:12px var(--space-3);border-bottom:1px solid var(--color-border);text-align:left;vertical-align:top;line-height:1.5}.data-table thead th{border-bottom:2px solid var(--color-ink);letter-spacing:.06em;text-transform:uppercase;color:var(--color-secondary);font-size:.78rem;font-weight:700}.data-table tbody th{color:var(--color-ink);font-weight:600}.data-table tbody tr:last-child>*{border-bottom:none}.article-sources{padding-top:var(--space-4);border-top:1px solid var(--color-border)}.article-sources h2,.article-sources h3{font-size:1.1rem}.article-sources ol{margin:0 0 var(--space-3);padding-left:1.4em}.article-body .article-sources li,.article-sources li{margin-bottom:6px;font-size:.92rem;line-height:1.5}.article-sources li a{padding:4px 0;display:inline-block}.article-body .article-disclaimer,.article-disclaimer{color:var(--color-secondary);font-size:.88rem;line-height:1.55}.article-sources--page{max-width:72ch;margin-top:var(--space-5)}.deadline-calendar .section-title{margin-bottom:var(--space-3)}.deadline-filter{z-index:10;gap:var(--space-1);margin:0 calc(var(--space-3) * -1) var(--space-4);padding:10px var(--space-3);background:color-mix(in srgb, var(--color-bg) 88%, transparent);-webkit-backdrop-filter:blur(16px);flex-wrap:wrap;display:flex;position:sticky;top:84px}.deadline-filter button{min-height:44px;padding:0 var(--space-2);border:1px solid var(--color-border);background:var(--color-surface);color:var(--color-ink);cursor:pointer;touch-action:manipulation;transition:background-color var(--motion-fast) var(--ease-standard), border-color var(--motion-fast) var(--ease-standard), color var(--motion-fast) var(--ease-standard);border-radius:999px;font-size:.9rem;font-weight:600}.deadline-filter button:hover{border-color:var(--color-amber)}.deadline-filter button[aria-pressed=true]{border-color:var(--color-strong);background:var(--color-strong);color:var(--color-on-strong)}.deadline-recurring{margin-bottom:var(--space-5);padding:var(--space-3);border-radius:var(--radius-md);background:var(--color-card)}.deadline-recurring h3{font-size:1.1rem}.deadline-recurring ul{gap:10px;margin:0;padding:0;list-style:none;display:grid}.deadline-recurring li{color:var(--color-body)}.deadline-recurring strong{color:var(--color-ink)}.deadline-month{gap:var(--space-2);margin-top:var(--space-5);display:grid}.deadline-month[hidden]{display:none}@media (width>=900px){.deadline-month{gap:var(--space-4);grid-template-columns:200px minmax(0,1fr)}.deadline-month__title{align-self:start;position:sticky;top:160px}}.deadline-month__title{margin:0;font-size:1.5rem}.deadline-list{border-top:2px solid var(--color-ink);margin:0;padding:0;list-style:none}.deadline{gap:var(--space-3);padding:var(--space-3) 0;border-bottom:1px solid var(--color-border);transition:opacity .4s var(--ease-standard);grid-template-columns:64px minmax(0,1fr);display:grid}.deadline[hidden]{display:none}.deadline__date{align-content:start;justify-items:center;gap:2px;display:grid}.deadline__day{font-family:var(--font-heading);color:var(--color-ink);font-variant-numeric:tabular-nums;font-size:2.2rem;font-weight:800;line-height:1}.deadline__day--word{padding-top:6px;font-size:1.1rem}.deadline__dow{letter-spacing:.08em;text-transform:uppercase;color:var(--color-secondary);font-size:.74rem;font-weight:600}.deadline__body h4{font-family:var(--font-heading);color:var(--color-ink);margin:0 0 4px;font-size:1.12rem;line-height:1.3}.deadline__body p{margin:0;font-size:.98rem}.deadline__body .deadline__shift{color:var(--color-secondary);margin-top:6px;font-size:.88rem}.deadline__body .deadline__tags{margin-top:var(--space-1);letter-spacing:.02em;color:var(--color-secondary);font-size:.78rem;font-weight:600}.deadline--passed{opacity:.55}.deadline__passed{margin-left:var(--space-1);font-family:var(--font-body);letter-spacing:.08em;text-transform:uppercase;vertical-align:middle;color:var(--color-secondary);font-size:.72rem;font-weight:700}.fye-tool{gap:var(--space-4);margin-top:var(--space-4);display:grid}@media (width>=900px){.fye-tool{grid-template-columns:320px minmax(0,1fr);align-items:start}}.fye-tool .ledger{margin-top:0}.check-field{min-height:44px;color:var(--color-body);cursor:pointer;align-items:flex-start;gap:12px;font-size:.95rem;line-height:1.5;display:flex}.check-field input{flex:none;width:22px;height:22px;margin:1px 0 0}.calc{gap:var(--space-5);display:grid}@media (width>=960px){.calc{grid-template-columns:minmax(0,1fr) 420px;align-items:start}.calc-result{position:sticky;top:104px}}.calc-section{padding-top:0}.calc-form{gap:var(--space-4);display:grid}.calc-field{border:none;min-width:0;margin:0;padding:0}.calc-choice legend{padding:0}.segmented{gap:var(--space-1);flex-wrap:wrap;display:flex}.segmented__option{min-height:44px;padding:0 var(--space-2);border:2px solid var(--color-border);background:var(--color-surface);color:var(--color-body);cursor:pointer;transition:border-color var(--motion-fast) var(--ease-standard), background-color var(--motion-fast) var(--ease-standard);border-radius:999px;align-items:center;font-size:.92rem;font-weight:600;display:inline-flex;position:relative}.segmented__option:hover{border-color:var(--color-secondary)}.segmented__option[data-checked=true]{border-color:var(--color-green);background:color-mix(in srgb, var(--color-green) 10%, var(--color-surface));color:var(--color-ink)}.segmented__option:has(input:focus-visible){outline:3px solid var(--color-amber);outline-offset:2px}.calc-result{isolation:isolate;padding:var(--space-4);border-radius:var(--radius-lg);background:var(--color-navy);box-shadow:0 30px 60px -36px rgb(var(--shadow-rgb) / .6);position:relative;overflow:hidden}.calc-result:before{content:"";z-index:-1;background-image:var(--grain);opacity:.12;mix-blend-mode:overlay;pointer-events:none;position:absolute;inset:0}.calc-result p{color:var(--color-on-navy-muted);margin:0}.calc-result .calc-result__hours{margin:4px 0 var(--space-1);font-family:var(--font-heading);letter-spacing:-.02em;color:var(--color-on-navy);font-variant-numeric:tabular-nums;font-size:clamp(2.6rem,6vw,3.6rem);font-weight:800;line-height:1.05}.calc-result .calc-result__back{font-family:var(--font-heading);color:var(--color-amber);font-variant-numeric:tabular-nums;margin-top:4px;font-size:1.3rem;font-weight:700;line-height:1.3}.compare{gap:var(--space-2);margin:var(--space-4) 0 var(--space-3);display:grid}.compare__row{gap:6px var(--space-2);grid-template-columns:minmax(0,1fr) auto;align-items:center;display:grid}.compare__label{color:var(--color-on-navy-muted);font-size:.85rem}.compare__value{color:var(--color-on-navy);font-variant-numeric:tabular-nums;font-weight:700}.compare__bar{background:color-mix(in srgb, var(--color-on-navy) 12%, transparent);border-radius:999px;grid-column:1/-1;height:10px;position:relative;overflow:hidden}.compare__bar:after{content:"";border-radius:inherit;transform:scaleX(var(--w,0));transform-origin:0;transition:transform .8s var(--ease-out-expo);position:absolute;inset:0}.compare__bar--time:after{background:var(--color-amber)}.compare__bar--fee:after{background:var(--color-on-navy-green)}.calc-result .calc-result__verdict{margin-bottom:var(--space-3);color:var(--color-on-navy);font-weight:600}.calc-result__cta{width:100%}.calc-result .calc-result__note{margin-top:var(--space-2);font-size:.8rem;line-height:1.5}.calc-assumptions{max-width:72ch;margin-top:var(--space-4);padding-top:var(--space-2);border-top:1px solid var(--color-border)}.calc-assumptions summary{min-height:44px;color:var(--color-ink);cursor:pointer;align-items:center;font-weight:700;display:flex}.calc-assumptions p{color:var(--color-secondary)}.calc-assumptions ul{padding-left:1.2em}.calc-assumptions li{margin-bottom:var(--space-1);color:var(--color-secondary)}.tool-panel--calendar,.calc-result{background:var(--color-panel,var(--color-navy))}:root[data-theme=dark] .tool-panel--calendar,:root[data-theme=dark] .calc-result{--color-panel:#182a45;box-shadow:inset 0 0 0 1px #ffffff0f,0 30px 60px -36px #000000b3}@media (prefers-color-scheme:dark){:root:not([data-theme]) .tool-panel--calendar,:root:not([data-theme]) .calc-result{--color-panel:#182a45;box-shadow:inset 0 0 0 1px #ffffff0f,0 30px 60px -36px #000000b3}}.calc-assumptions summary{gap:var(--space-2);list-style:none}.calc-assumptions summary::-webkit-details-marker{display:none}.calc-assumptions summary:after{content:"";width:9px;height:9px;transition:transform var(--motion-base) var(--ease-standard);border-bottom:2px solid;border-right:2px solid;transform:translateY(-3px)rotate(45deg)}.calc-assumptions[open] summary:after{transform:translateY(2px)rotate(225deg)}@media (width<=559px){.article-row{padding-right:var(--space-5)}.deadline{gap:var(--space-2);grid-template-columns:52px minmax(0,1fr)}.deadline__day{font-size:1.9rem}}@media (prefers-reduced-motion:reduce){.tool-panel,.tool-date,.tool-meter__beads span,.tool-panel__go svg,.article-row:before,.article-row__arrow,.article-toc a:before,.compare__bar:after{transition:none}.tool-panel:hover,.tool-panel:hover .tool-date,.tool-panel:hover .tool-meter__beads span:nth-child(4),.tool-date{transform:none}}
